ILOE Insurance
Subscribe to the mandatory Involuntary Loss of Employment insurance for staff.

Starting from
AED 5
Category A — per month
- Typical timeline
- Same day
- Best for
- Employers and employees
- Status
- Mandatory for covered staff
- Category A — per month
- From AED 5
About ILOE Insurance
ILOE is a compulsory insurance scheme for many UAE employees. It gives limited cash support if a worker loses a job involuntarily.
Not subscribing can bring fines and can affect visa processing. We subscribe your employees and handle renewals.
Compliant
Avoid fines and blocked transactions.
Simple
One subscription per employee.
Renewals tracked
We remind you before it lapses.
At a glance
The numbers that matter
Scheme
ILOE
Involuntary Loss of Employment insurance scheme for eligible employees.
Coverage
Employee-based
Eligibility and contribution requirements depend on the employee category.
Subscription
Online
Eligible employees can subscribe through approved ILOE channels.
Renewal
Tracked
Subscription validity can be monitored for renewal.
Is this right for you?
Who is this for?
Eligible UAE private-sector employees
Eligible federal government employees
Employers assisting staff with compliance
Employees renewing an existing ILOE subscription
What is ILOE?
The Involuntary Loss of Employment scheme provides eligible employees with financial support when they lose employment involuntarily, subject to the scheme's conditions.
Employees should verify their eligibility and subscription requirements through the official ILOE channels.
Keep your subscription active
Eligible employees are responsible for maintaining their subscription according to the applicable scheme requirements.
We can help with subscription, payment and renewal coordination.
Before you start
Requirements & eligibility
Typical information
- Emirates ID
- Mobile number
- Employment information
- Payment details
What is included
- Employee subscription
- Category check
- Payment arrangement
- Renewal reminders
- Certificate
Documents you will need
Tick what you already have and we will help with the rest.
How it works, step by step
4 clear steps, and we handle each one. You always know where your file stands.
- 1
Details
Send employee information.
- 2
Subscribe
We register and pay.
- 3
Confirm
Policy confirmation delivered.
- 4
Renew
We track renewal dates.
Important to know
Before you proceed
Not every employee is covered
The scheme has eligibility categories and exemptions that should be checked before subscription.
Subscription is separate from visa fees
ILOE is an insurance scheme and should not be treated as a government visa fee.
Benefits have conditions
Eligibility for compensation depends on the applicable ILOE terms and conditions.
Questions, answered
Can't find what you need? Message us and a consultant will reply.
Ask on WhatsAppMost private and federal sector employees must subscribe, with some exceptions. We confirm who is covered in your company.
Related services
Ready to start with ILOE Insurance?
Tell us about your situation. A consultant will confirm what you need, the cost and the timeline.
Brightlink is an independent private consultancy and is not a government authority. Prices and rules can change.
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